Easy Banana Chocolate Chip Muffins Made with Fresh Milled Flour
These Easy Banana Chocolate Chip Muffins, made with fresh milled flour, are sure to give you an energy boost in the morning! They are made with freshly milled flour, which means they are whole grain and delicious! Since I always use the Ceylon Cinnamon, we are getting the antioxidants from that as well! So, for these muffins, I used a mixture of soft white wheat, and spelt! Alternatively, you can use other kinds of whole grains, or even all soft white wheat or all spelt. Furthermore, to make them even healthier, you can sub in honey instead of the sugar.
If you have ever had muffins or cupcakes with a greasy bottom, you are aware that can be a big mess! Sticky fingers everywhere! Well, I have a little trick for you, and you can see me use this trick in my Banana Chocolate Chip muffin video. Where I talk about What to do with Rotten Bananas. So, the tip is to put dry rice in the bottom of your muffin wells before you line them. The rice will absorb that grease, and you will have beautiful muffins without the greasy mess!

Why You Definitely Need to Try These Easy Banana Chocolate Chip Muffins Made With Fresh Milled Flour:
- Firstly, These are truly moist and delicious!
- The hint of cinnamon fills your house will a wonderful aroma, as they smell wonderful while baking. And, you can expect everyone to ask for them before they are even done.
- Everyone in the family will enjoy them!
- The health benefits of the bananas, and fresh milled flour are hard to beat with any other breakfast or snack.
- These Banana Chocolate Chip Muffins are great for any time of the day. Morning, noon, or night!
- Lastly, these Muffins freeze so well. Just let them cool completely (If you have any left, lol). Then put them in a freezer safe container, then in the freezer for up to 3 months.
Ingredients To Make Fresh Milled Flour Banana Muffins:
- 2-3 overripe bananas mashed
- 2/3 cup soft white wheat, 2/3 cup spelt- (milled fine to make total of 2&1/4 (250g) cup flour)
- 1 tsp salt
- 1 tsp baking powder
- 1 tsp baking soda
- 1/2 cup olive oil
- 1 egg
- 1/2 cup sugar(or honey)
- 1 cup plain yogurt (240g) – See my homemade Yogurt recipe here
- 1 tsp vanilla -See my homemade vanilla recipe here
- 1 tsp cinnamon – I like to use the healthier option here
- 1 cup chocolate chips
Instructions To Make Easy Banana Chocolate Chip Muffins With Fresh Milled Flour:
This is a fairly simple recipe and is quick to make, so you can have food ready for your family super quickly!
- Firstly, Preheat your oven to 400 degrees F
- Secondly, add your flour, salt, baking soda, baking powder in a bowl, and mix.
- Next, smash up your bananas (the more overripe and black, the better!)
- Then, add yogurt, egg, oil, sugar (or honey), vanilla, and cinnamon to the smashed bananas, and mix.
- Pour your wet into dry ingredients, and stir just until combined, making sure not to overmix.
- Line your muffin tin, and using a 1/4 cup measuring cup, put some into each well. This should make 12 regular sized muffins. (You can use my rice trick, I mentioned above)
- Bake for 18-21 minutes, just until a toothpick comes out clean.
- Let cool in the muffin tin for 10 minutes, then remove to a wire rack.
- Lastly, Enjoy!

Are Banana Muffins Healthy?
YES! These Banana Muffins are a very healthy quick breakfast or snack alternative. Especially, for on the go. When made with whole grains from fresh milled flour, the health benefits increase even more! These Muffins are rich in fiber, full of protein, vitamin E, and more!
Why is Fresh Milled Flour Better?
- Fresh milled flour retains all the nutrients of the wheat berry.
- The bran is high in good fiber!
- The germ holds the highest nutritional content including, but not limited, to fatty acids and a huge boost of Vitamin E!
- Regular commercial flour is stripped of nearly all it’s nutritional value during processing. The bran and germ are removed, because the oil in them would cause premature spoilage of the flour. Therefore, the small expiration date window would not be ideal for commercial sale profits.
- A Great Resource to Fresh Milled Flour is Sue Becker from Bread Beckers

How do you make banana muffins moist?
- My secret to super moist muffins is to use 3/4 cup of my homemade yogurt in every batch of 12 muffins. It works every time! Check out how to make your own yogurt here
- Don’t use too much flour. The batter should resemble a thick pudding consistency.
- Don’t overbake them! Once the toothpick is clean, pull them out!
What is the secret to a good muffin?
- The right balance of wet & dry ingredients.
- Only stir the batter until combined, no mixer is necessary
- You need an acid, such as buttermilk or yogurt to react with the baking soda to give you a nice rise. I recommend about 1 tsp baking soda to 3/4 – 1 cup of yogurt or buttermilk. (Your acid could also be sourdough, but that is for another recipe!)
- Don’t overfill the pan. I find if you use a 1/4 cup measuring cup or an ice cream scoop, this will give you the perfect amount for each muffin well.
- Don’t overbake them! Most muffins need to bake for 20 minutes or less at 400 degrees F. As soon as a toothpick comes out clean, they are ready to pull out of the oven.
- Only let your muffins cool in the pan for 10 minutes, then remove and place them on a cooling rack.

Is butter or oil better for muffins?
I prefer to use oil, because it distributes into the batter better, and produces a less greasy result. My favorite oil to use in banana muffins is olive oil.
Also, If You Want To Learn More About Milling Your Own Flour, I have a Fresh Milled Flour 101 post. So, I Recommend Starting There!
Easy Banana Chocolate Chip Muffins Made With Fresh Milled Flour
Easy Banana Chocolate Chip Muffins Made With Fresh Milled Flour Printable Recipe

Banana Chocolate Chip Muffins – Fresh Milled Flour
Ingredients
- 2-3 Bananas (The more overripe and dark the better)
- 2&1/4 cup (250g) Fresh milled flour – Mill 2/3 cup soft white and 2/3 cup spelt you can use any mixture of whole grains
- 1 tsp salt
- 1 tsp baking powder
- 1 tsp baking soda
- 1/2 cup olive oil can use other oils
- 1 egg
- 1/2 cup sugar can substitute honey
- 1 cup Plain or vanilla Yogurt (240g) I love to use my homemade yogurt recipe
- 1 tsp vanilla I have a recipe for vanilla that is yummy!
- 1 tsp cinnamon Using Ceylon Cinnamon will give an extra health boost
- 1 cup chocolate chips can use any kind, or even nuts if you prefer
Instructions
- First, Preheat your oven to 400 degrees F
- Second, add your flour, salt, baking soda, baking powder in a bowl, and mix.
- Next, smash up your bananas (the more overripe and black, the better!)
- Then, add yogurt, egg, oil, sugar(or honey), vanilla, and cinnamon to the smashed bananas. And mix
- Pour your wet into dry ingredients, and stir just until combined, making sure not to overmix.
- Line your muffin tin, and using a 1/4 cup measuring cup, put some into each well. This should make 12 regular sized muffins.
- Bake for 18-21 minutes, just until a toothpick comes out clean.
- Let cool in the muffin tin for 10 minutes, then remove to a wire rack.
- Enjoy!
Video
Notes
Check out some of my other recipes
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Ceylon Cinnamon (the Cinnamon with Benefits!)
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Hi Kara!
I made these banana muffins and they turned out great. I followed your recipe to a T however was confused about the yogurt discrepancy. In your list you say 1 cup but in your instructions you say 3/4. I went with the lower amount. My batter was not thick like you mentioned. Fortunately it didn’t make a difference in the end result. Can you please tell me which one is correct for future reference? Thank you!
Thank you for catching that for me. I have fixed the recipe in the post. I like to use the 1 cup yogurt, I think it just makes them more moist. But, as you can see, even the smaller amount makes a great muffin. Thanks again! Happy Baking!
Thank you for the clarification!
Welcome!